Insurance Disputes
What the Tribunal Data Shows
Disputes about strata insurance coverage, deductible allocation, claims processes, and the boundary between strata and individual owner policies.
BC strata insurance costs have risen dramatically since 2019, making deductible allocation a high-frequency dispute.
Cases by Year
| Year | Cases | Applicant Win Rate | Trend |
|---|---|---|---|
| 2018 | 46 | 28% | |
| 2019 | 78 | 24% | +70% YoY |
| 2020 | 97 | 32% | +24% YoY |
| 2021 | 73 | 29% | -25% YoY |
| 2022 | 73 | 31% | 0% YoY |
| 2023 | 40 | 28% | -45% YoY |
| 2024 | 33 | 24% | -17% YoY |
| 2025 | 56 | 25% | +70% YoY |
| 2026 | 15 | 7% | -73% YoY |
By Region
Key Patterns
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Related Financial Issues
PropTrust provides statistical analysis of publicly available tribunal decisions. This is not legal advice. For advice about your specific situation, consult a licensed lawyer or paralegal in your province. Source: PropTrust Tribunal Intelligence — publicly available BC CRT and Ontario tribunal decisions.
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